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Mississippi Home Inspector License: Training, Exam & Requirements

To earn a home inspector license mississippi requires, you must meet the requirements set by the Mississippi Appraisal Board, Home Inspection Division. That means completing a state-approved 60-hour home inspection course, passing the National Home Inspectors Exam (NHIE), obtaining the required insurance, and submitting a notarized application to the MHID — all before you can legally inspect homes for compensation in Mississippi.

ICA’s Mississippi home inspector training is fully approved by the Mississippi Appraisal Board, Home Inspection Division. Our 60-hour online course covers the education component required for Mississippi home inspection licensing, so you can study on your schedule and get licensed without giving up your current income.

Mississippi Home Inspector License: Requirements at a Glance

 

State license required?Yes — required by the Mississippi Appraisal Board, Home Inspection Division before performing inspections for compensation
Governing bodyMississippi Appraisal Board, Home Inspection Division
Minimum age21 years old
Education prerequisiteHigh school diploma or GED required
Pre-licensing education60 hours of MHID-approved home inspection training
Exam requiredYes — National Home Inspector Examination (NHIE)
Exam fee~$225 (paid to NHIE testing provider)
Background checkRequired — fingerprints are NOT required
Application fee$175 (paid to MHID)
License fee$325 (paid to MHID)
Total government fees~$725+ ($175 application + $325 license + ~$225 exam)
Application requirementApplication must be notarized and submitted to MREC with high school or college transcripts
General liability insurance$250,000 per occurrence (minimum)
E&O insurance$250,000 per occurrence (minimum)
License renewalEvery 2 years
CE hours required20 hours of continuing education per renewal cycle

How to Become a Home Inspector in Mississippi: 5 Steps

Step 1
Confirm your eligibility and enroll in ICA’s approved 60-hour course.

Mississippi requires applicants to be at least 21 years old and hold a high school diploma or GED before applying for licensure. Once you’ve confirmed those prerequisites, enroll in ICA’s 60 hours MHID-approved online course. Our Mississippi home inspection course covers all major components of a home inspection — from electrical systems and roofing to plumbing, HVAC, and report writing — fully aligned with the MHID’s curriculum requirements. ICA is a MHID-approved provider.

Step 2
Pass the National Home Inspectors Exam (NHIE).

After completing your 60-hour course, schedule and pass the National Home Inspectors Exam. The exam fee is approximately $225 and is administered through a third-party testing vendor. In Mississippi, testing locations include Biloxi, Brookhaven, Cleveland, Jackson, and Meridian. Schedule at least a week in advance to secure your preferred date and location. ICA’s training includes NHIE exam prep study guides and practice questions to help you pass with confidence.

Step 3
Obtain required insurance.

Before you can apply for your Mississippi home inspector license, you must obtain and maintain two insurance policies: a General Liability policy with a minimum of $250,000 per occurrence, and an Errors & Omissions (E&O) policy with a minimum of $250,000 per occurrence. ICA’s Foundation package includes access to InspectorPro’s 90-Day Insurance Policy to bridge your coverage while you get established. 

Step 4
Submit your notarized application and fees to the MHID.

Complete your Home Inspector License Application and have it notarized. Submit the notarized application to the Mississippi Home Inspection Division along with: your NHIE passing score documentation, a copy of your high school or college transcripts, proof of insurance, the $175 application fee, and the $325 license fee. Once approved, you are licensed to begin performing home inspections in Mississippi.

Step 5
Renew every two years and complete continuing education.

Your Mississippi home inspector license is valid for two years. To renew, you must complete 20 hours of MHID-approved continuing education within your renewal cycle. ICA offers continuing education courses to help you meet this requirement — contact us to learn what’s available for Mississippi home inspectors.

Home Inspector

Mississippi Home Inspector Licensing Authority

Mississippi is a licensed state. All home inspectors must hold a valid license issued by the Mississippi Home Inspection Division (MHID) before performing home inspections for compensation. Inspect without a license and you risk significant legal penalties.

 
Governing bodyMississippi Appraisal Board, Home Inspection Division
Official websiteView Mississippi home inspector licensing requirements
Application submissionMississippi Home Inspection Division (applications must be notarized)

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How Much Do Home Inspectors Make in Mississippi?

Starting a home inspection career in Mississippi means entering a growing market with strong demand across Jackson, Biloxi, Gulfport, and the surrounding metro areas. Home inspectors in Mississippi earn a competitive salary, and those who add specialty services like radon testing, mold inspection, or septic system inspections consistently earn more per inspection.

According to the U.S. Bureau of Labor Statistics (SOC 47-4011), home inspectors in Mississippi earn a median annual wage of $59,550. ICA’s Mississippi home inspection course starts at $695. Most graduates recoup their training investment within their first few months of active inspections.

 

View Mississippi home inspector salary data on the U.S. Bureau of Labor Statistics website → View Data

Mississippi Home Inspector License FAQs

Does Mississippi require a home inspector license?

Yes, Mississippi is a fully licensed state. All home inspectors must hold a valid license issued by the Mississippi Home Inspection Division (MHID) before performing inspections for compensation. Operating without a license is illegal and subject to penalties under Mississippi law.

To become a home inspector in Mississippi you must: (1) be at least 21 years old; (2) hold a high school diploma or GED; (3) complete 60 hours of MHID-approved home inspection training; (4) pass the National Home Inspector Exam (NHIE); (5) obtain General Liability ($250,000) and E&O ($250,000) insurance; and (6) submit a notarized application with transcripts and fees to the MHID.

The total government fees are approximately $725 or more: $175 application fee + $325 license fee + approximately $225 for the NHIE exam. You will also need to obtain General Liability and E&O insurance before your application can be approved. ICA’s training course starts at $795. Most students are fully licensed within a few months of starting.

Mississippi requires two types of insurance before your license can be issued: (1) General Liability insurance with a minimum of $250,000 per occurrence, and (2) Errors & Omissions (E&O) insurance with a minimum of $250,000 per occurrence. ICA’s Foundation package includes access to InspectorPro’s 90-Day Insurance Policy to help new inspectors bridge their coverage while they get started.

Yes, the Mississippi Home Inspection Division requires that your Home Inspector License Application be notarized before submission. You will also need to include a copy of your high school or college transcripts. Applications that are not properly notarized or that are missing supporting documentation will not be processed.

The National Home Inspector Examination (NHIE) is available at testing centers in Biloxi, Brookhaven, Cleveland, Jackson, and Meridian. The exam can be scheduled any day of the week through the third-party testing vendor. ICA recommends scheduling at least one week in advance to secure your preferred date and location. The exam fee is approximately $225.

Mississippi home inspector licenses are valid for two years. To renew, you must complete 20 hours of MHID-approved continuing education before your renewal date. ICA offers CE courses for Mississippi home inspectors — contact us to see what’s currently available.

Mississippi’s reciprocity policies for home inspectors vary and may change. Contact the Mississippi Home Inspection Division directly at mhid.ms.gov for the most current information on whether your out-of-state license or experience may qualify you for licensure by endorsement in Mississippi.

Keep Exploring Your Path to a Home Inspection Career in Mississippi

Everything you need to get licensed, prepare for your exam, and grow your home inspection business, all in one place.

  • How to Become a Home Inspector: Full career guide to launching your career in Mississippi
  • Home Inspector Salary: Earning potential and career outlook for home inspectors in MS
  • NHIE Exam Prep: eBook bundle and prep resources to pass the national exam
  • Mold & Radon Certifications: Expand your Mississippi inspection services with specialty certifications
  • Commercial Inspection Certification: Go beyond residential and expand your MS business
  • Sewer Camera Inspection Course: Add another specialty to your home inspection services
  • 90-Day Insurance Coverage: Bridge your coverage gap from day one
  • What’s Included With ICA Training: Everything you get with your Mississippi home inspector education